| Simple | Progressive | Perfect | Progressive |
| Present |
| I borrow |
| you borrow |
| he/she/it borrows |
| we borrow |
| you all borrow |
| they borrow |
|
| I am borrowing |
| you are borrowing |
| he/she/it is borrowing |
| we are borrowing |
| you all are borrowing |
| they are borrowing |
|
| I have borrowed |
| you have borrowed |
| he/she/it has borrowed |
| we have borrowed |
| you all have borrowed |
| they have borrowed |
|
| I have been borrowing |
| you have been borrowing |
| he/she/it has been borrowing |
| we have been borrowing |
| you all have been borrowing |
| they have been borrowing |
|
| Past |
| I borrowed |
| you borrowed |
| he/she/it borrowed |
| we borrowed |
| you all borrowed |
| they borrowed |
|
| I was borrowing |
| you were borrowing |
| he/she/it was borrowing |
| we were borrowing |
| you all were borrowing |
| they were borrowing |
|
| I had borrowed |
| you had borrowed |
| he/she/it had borrowed |
| we had borrowed |
| you all had borrowed |
| they had borrowed |
|
| I had been borrowing |
| you had been borrowing |
| he/she/it had been borrowing |
| we had been borrowing |
| you all had been borrowing |
| they had been borrowing |
|
| Future |
| I will borrow |
| you will borrow |
| he/she/it will borrow |
| we will borrow |
| you all will borrow |
| they will borrow |
|
| I will be borrowing |
| you will be borrowing |
| he/she/it will be borrowing |
| we are borrowing |
| you all will be borrowing |
| they will be borrowing |
|
| I will have borrowed |
| you will have borrowed |
| he/she/it will have borrowed |
| we will have borrowed |
| you all will have borrowed |
| they will have borrowed |
|
| I will have been borrowing |
| you will have been borrowing |
| he/she/it will have been borrowing |
| we will have been borrowing |
| you all will have been borrowing |
| they will have been borrowing |
|
