| Simple | Progressive | Perfect | Progressive |
| Present |
| I cumulate |
| you cumulate |
| he/she/it cumulates |
| we cumulate |
| you all cumulate |
| they cumulate |
|
| I am cumulating |
| you are cumulating |
| he/she/it is cumulating |
| we are cumulating |
| you all are cumulating |
| they are cumulating |
|
| I have cumulated |
| you have cumulated |
| he/she/it has cumulated |
| we have cumulated |
| you all have cumulated |
| they have cumulated |
|
| I have been cumulating |
| you have been cumulating |
| he/she/it has been cumulating |
| we have been cumulating |
| you all have been cumulating |
| they have been cumulating |
|
| Past |
| I cumulated |
| you cumulated |
| he/she/it cumulated |
| we cumulated |
| you all cumulated |
| they cumulated |
|
| I was cumulating |
| you were cumulating |
| he/she/it was cumulating |
| we were cumulating |
| you all were cumulating |
| they were cumulating |
|
| I had cumulated |
| you had cumulated |
| he/she/it had cumulated |
| we had cumulated |
| you all had cumulated |
| they had cumulated |
|
| I had been cumulating |
| you had been cumulating |
| he/she/it had been cumulating |
| we had been cumulating |
| you all had been cumulating |
| they had been cumulating |
|
| Future |
| I will cumulate |
| you will cumulate |
| he/she/it will cumulate |
| we will cumulate |
| you all will cumulate |
| they will cumulate |
|
| I will be cumulating |
| you will be cumulating |
| he/she/it will be cumulating |
| we are cumulating |
| you all will be cumulating |
| they will be cumulating |
|
| I will have cumulated |
| you will have cumulated |
| he/she/it will have cumulated |
| we will have cumulated |
| you all will have cumulated |
| they will have cumulated |
|
| I will have been cumulating |
| you will have been cumulating |
| he/she/it will have been cumulating |
| we will have been cumulating |
| you all will have been cumulating |
| they will have been cumulating |
|
