| Simple | Progressive | Perfect | Progressive |
| Present |
| I defray |
| you defray |
| he/she/it defrays |
| we defray |
| you all defray |
| they defray |
|
| I am defraying |
| you are defraying |
| he/she/it is defraying |
| we are defraying |
| you all are defraying |
| they are defraying |
|
| I have defrayed |
| you have defrayed |
| he/she/it has defrayed |
| we have defrayed |
| you all have defrayed |
| they have defrayed |
|
| I have been defraying |
| you have been defraying |
| he/she/it has been defraying |
| we have been defraying |
| you all have been defraying |
| they have been defraying |
|
| Past |
| I defrayed |
| you defrayed |
| he/she/it defrayed |
| we defrayed |
| you all defrayed |
| they defrayed |
|
| I was defraying |
| you were defraying |
| he/she/it was defraying |
| we were defraying |
| you all were defraying |
| they were defraying |
|
| I had defrayed |
| you had defrayed |
| he/she/it had defrayed |
| we had defrayed |
| you all had defrayed |
| they had defrayed |
|
| I had been defraying |
| you had been defraying |
| he/she/it had been defraying |
| we had been defraying |
| you all had been defraying |
| they had been defraying |
|
| Future |
| I will defray |
| you will defray |
| he/she/it will defray |
| we will defray |
| you all will defray |
| they will defray |
|
| I will be defraying |
| you will be defraying |
| he/she/it will be defraying |
| we are defraying |
| you all will be defraying |
| they will be defraying |
|
| I will have defrayed |
| you will have defrayed |
| he/she/it will have defrayed |
| we will have defrayed |
| you all will have defrayed |
| they will have defrayed |
|
| I will have been defraying |
| you will have been defraying |
| he/she/it will have been defraying |
| we will have been defraying |
| you all will have been defraying |
| they will have been defraying |
|
