| Simple | Progressive | Perfect | Progressive |
| Present |
| I encash |
| you encash |
| he/she/it encashes |
| we encash |
| you all encash |
| they encash |
|
| I am encashing |
| you are encashing |
| he/she/it is encashing |
| we are encashing |
| you all are encashing |
| they are encashing |
|
| I have encashed |
| you have encashed |
| he/she/it has encashed |
| we have encashed |
| you all have encashed |
| they have encashed |
|
| I have been encashing |
| you have been encashing |
| he/she/it has been encashing |
| we have been encashing |
| you all have been encashing |
| they have been encashing |
|
| Past |
| I encashed |
| you encashed |
| he/she/it encashed |
| we encashed |
| you all encashed |
| they encashed |
|
| I was encashing |
| you were encashing |
| he/she/it was encashing |
| we were encashing |
| you all were encashing |
| they were encashing |
|
| I had encashed |
| you had encashed |
| he/she/it had encashed |
| we had encashed |
| you all had encashed |
| they had encashed |
|
| I had been encashing |
| you had been encashing |
| he/she/it had been encashing |
| we had been encashing |
| you all had been encashing |
| they had been encashing |
|
| Future |
| I will encash |
| you will encash |
| he/she/it will encash |
| we will encash |
| you all will encash |
| they will encash |
|
| I will be encashing |
| you will be encashing |
| he/she/it will be encashing |
| we are encashing |
| you all will be encashing |
| they will be encashing |
|
| I will have encashed |
| you will have encashed |
| he/she/it will have encashed |
| we will have encashed |
| you all will have encashed |
| they will have encashed |
|
| I will have been encashing |
| you will have been encashing |
| he/she/it will have been encashing |
| we will have been encashing |
| you all will have been encashing |
| they will have been encashing |
|
