| Simple | Progressive | Perfect | Progressive |
| Present |
| I factor |
| you factor |
| he/she/it factors |
| we factor |
| you all factor |
| they factor |
|
| I am factoring |
| you are factoring |
| he/she/it is factoring |
| we are factoring |
| you all are factoring |
| they are factoring |
|
| I have factored |
| you have factored |
| he/she/it has factored |
| we have factored |
| you all have factored |
| they have factored |
|
| I have been factoring |
| you have been factoring |
| he/she/it has been factoring |
| we have been factoring |
| you all have been factoring |
| they have been factoring |
|
| Past |
| I factored |
| you factored |
| he/she/it factored |
| we factored |
| you all factored |
| they factored |
|
| I was factoring |
| you were factoring |
| he/she/it was factoring |
| we were factoring |
| you all were factoring |
| they were factoring |
|
| I had factored |
| you had factored |
| he/she/it had factored |
| we had factored |
| you all had factored |
| they had factored |
|
| I had been factoring |
| you had been factoring |
| he/she/it had been factoring |
| we had been factoring |
| you all had been factoring |
| they had been factoring |
|
| Future |
| I will factor |
| you will factor |
| he/she/it will factor |
| we will factor |
| you all will factor |
| they will factor |
|
| I will be factoring |
| you will be factoring |
| he/she/it will be factoring |
| we are factoring |
| you all will be factoring |
| they will be factoring |
|
| I will have factored |
| you will have factored |
| he/she/it will have factored |
| we will have factored |
| you all will have factored |
| they will have factored |
|
| I will have been factoring |
| you will have been factoring |
| he/she/it will have been factoring |
| we will have been factoring |
| you all will have been factoring |
| they will have been factoring |
|
