| Simple | Progressive | Perfect | Progressive |
| Present |
| I mortgage |
| you mortgage |
| he/she/it mortgages |
| we mortgage |
| you all mortgage |
| they mortgage |
|
| I am mortgaging |
| you are mortgaging |
| he/she/it is mortgaging |
| we are mortgaging |
| you all are mortgaging |
| they are mortgaging |
|
| I have mortgaged |
| you have mortgaged |
| he/she/it has mortgaged |
| we have mortgaged |
| you all have mortgaged |
| they have mortgaged |
|
| I have been mortgaging |
| you have been mortgaging |
| he/she/it has been mortgaging |
| we have been mortgaging |
| you all have been mortgaging |
| they have been mortgaging |
|
| Past |
| I mortgaged |
| you mortgaged |
| he/she/it mortgaged |
| we mortgaged |
| you all mortgaged |
| they mortgaged |
|
| I was mortgaging |
| you were mortgaging |
| he/she/it was mortgaging |
| we were mortgaging |
| you all were mortgaging |
| they were mortgaging |
|
| I had mortgaged |
| you had mortgaged |
| he/she/it had mortgaged |
| we had mortgaged |
| you all had mortgaged |
| they had mortgaged |
|
| I had been mortgaging |
| you had been mortgaging |
| he/she/it had been mortgaging |
| we had been mortgaging |
| you all had been mortgaging |
| they had been mortgaging |
|
| Future |
| I will mortgage |
| you will mortgage |
| he/she/it will mortgage |
| we will mortgage |
| you all will mortgage |
| they will mortgage |
|
| I will be mortgaging |
| you will be mortgaging |
| he/she/it will be mortgaging |
| we are mortgaging |
| you all will be mortgaging |
| they will be mortgaging |
|
| I will have mortgaged |
| you will have mortgaged |
| he/she/it will have mortgaged |
| we will have mortgaged |
| you all will have mortgaged |
| they will have mortgaged |
|
| I will have been mortgaging |
| you will have been mortgaging |
| he/she/it will have been mortgaging |
| we will have been mortgaging |
| you all will have been mortgaging |
| they will have been mortgaging |
|
