| Simple | Progressive | Perfect | Progressive |
| Present |
| I overdraw |
| you overdraw |
| he/she/it overdraws |
| we overdraw |
| you all overdraw |
| they overdraw |
|
| I am overdrawing |
| you are overdrawing |
| he/she/it is overdrawing |
| we are overdrawing |
| you all are overdrawing |
| they are overdrawing |
|
| I have overdrawn |
| you have overdrawn |
| he/she/it has overdrawn |
| we have overdrawn |
| you all have overdrawn |
| they have overdrawn |
|
| I have been overdrawing |
| you have been overdrawing |
| he/she/it has been overdrawing |
| we have been overdrawing |
| you all have been overdrawing |
| they have been overdrawing |
|
| Past |
| I overdrew |
| you overdrew |
| he/she/it overdrew |
| we overdrew |
| you all overdrew |
| they overdrew |
|
| I was overdrawing |
| you were overdrawing |
| he/she/it was overdrawing |
| we were overdrawing |
| you all were overdrawing |
| they were overdrawing |
|
| I had overdrawn |
| you had overdrawn |
| he/she/it had overdrawn |
| we had overdrawn |
| you all had overdrawn |
| they had overdrawn |
|
| I had been overdrawing |
| you had been overdrawing |
| he/she/it had been overdrawing |
| we had been overdrawing |
| you all had been overdrawing |
| they had been overdrawing |
|
| Future |
| I will overdraw |
| you will overdraw |
| he/she/it will overdraw |
| we will overdraw |
| you all will overdraw |
| they will overdraw |
|
| I will be overdrawing |
| you will be overdrawing |
| he/she/it will be overdrawing |
| we are overdrawing |
| you all will be overdrawing |
| they will be overdrawing |
|
| I will have overdrawn |
| you will have overdrawn |
| he/she/it will have overdrawn |
| we will have overdrawn |
| you all will have overdrawn |
| they will have overdrawn |
|
| I will have been overdrawing |
| you will have been overdrawing |
| he/she/it will have been overdrawing |
| we will have been overdrawing |
| you all will have been overdrawing |
| they will have been overdrawing |
|
