| Simple | Progressive | Perfect | Progressive |
| Present |
| I overpay |
| you overpay |
| he/she/it overpays |
| we overpay |
| you all overpay |
| they overpay |
|
| I am overpaying |
| you are overpaying |
| he/she/it is overpaying |
| we are overpaying |
| you all are overpaying |
| they are overpaying |
|
| I have overpayed |
| you have overpayed |
| he/she/it has overpayed |
| we have overpayed |
| you all have overpayed |
| they have overpayed |
|
| I have been overpaying |
| you have been overpaying |
| he/she/it has been overpaying |
| we have been overpaying |
| you all have been overpaying |
| they have been overpaying |
|
| Past |
| I overpayed |
| you overpayed |
| he/she/it overpayed |
| we overpayed |
| you all overpayed |
| they overpayed |
|
| I was overpaying |
| you were overpaying |
| he/she/it was overpaying |
| we were overpaying |
| you all were overpaying |
| they were overpaying |
|
| I had overpayed |
| you had overpayed |
| he/she/it had overpayed |
| we had overpayed |
| you all had overpayed |
| they had overpayed |
|
| I had been overpaying |
| you had been overpaying |
| he/she/it had been overpaying |
| we had been overpaying |
| you all had been overpaying |
| they had been overpaying |
|
| Future |
| I will overpay |
| you will overpay |
| he/she/it will overpay |
| we will overpay |
| you all will overpay |
| they will overpay |
|
| I will be overpaying |
| you will be overpaying |
| he/she/it will be overpaying |
| we are overpaying |
| you all will be overpaying |
| they will be overpaying |
|
| I will have overpayed |
| you will have overpayed |
| he/she/it will have overpayed |
| we will have overpayed |
| you all will have overpayed |
| they will have overpayed |
|
| I will have been overpaying |
| you will have been overpaying |
| he/she/it will have been overpaying |
| we will have been overpaying |
| you all will have been overpaying |
| they will have been overpaying |
|
