| Simple | Progressive | Perfect | Progressive |
| Present |
| I repay |
| you repay |
| he/she/it repays |
| we repay |
| you all repay |
| they repay |
|
| I am repaying |
| you are repaying |
| he/she/it is repaying |
| we are repaying |
| you all are repaying |
| they are repaying |
|
| I have repaid |
| you have repaid |
| he/she/it has repaid |
| we have repaid |
| you all have repaid |
| they have repaid |
|
| I have been repaying |
| you have been repaying |
| he/she/it has been repaying |
| we have been repaying |
| you all have been repaying |
| they have been repaying |
|
| Past |
| I repaid |
| you repaid |
| he/she/it repaid |
| we repaid |
| you all repaid |
| they repaid |
|
| I was repaying |
| you were repaying |
| he/she/it was repaying |
| we were repaying |
| you all were repaying |
| they were repaying |
|
| I had repaid |
| you had repaid |
| he/she/it had repaid |
| we had repaid |
| you all had repaid |
| they had repaid |
|
| I had been repaying |
| you had been repaying |
| he/she/it had been repaying |
| we had been repaying |
| you all had been repaying |
| they had been repaying |
|
| Future |
| I will repay |
| you will repay |
| he/she/it will repay |
| we will repay |
| you all will repay |
| they will repay |
|
| I will be repaying |
| you will be repaying |
| he/she/it will be repaying |
| we are repaying |
| you all will be repaying |
| they will be repaying |
|
| I will have repaid |
| you will have repaid |
| he/she/it will have repaid |
| we will have repaid |
| you all will have repaid |
| they will have repaid |
|
| I will have been repaying |
| you will have been repaying |
| he/she/it will have been repaying |
| we will have been repaying |
| you all will have been repaying |
| they will have been repaying |
|
