| Simple | Progressive | Perfect | Progressive |
| Present |
| I spend |
| you spend |
| he/she/it spends |
| we spend |
| you all spend |
| they spend |
|
| I am spending |
| you are spending |
| he/she/it is spending |
| we are spending |
| you all are spending |
| they are spending |
|
| I have spent |
| you have spent |
| he/she/it has spent |
| we have spent |
| you all have spent |
| they have spent |
|
| I have been spending |
| you have been spending |
| he/she/it has been spending |
| we have been spending |
| you all have been spending |
| they have been spending |
|
| Past |
| I spent |
| you spent |
| he/she/it spent |
| we spent |
| you all spent |
| they spent |
|
| I was spending |
| you were spending |
| he/she/it was spending |
| we were spending |
| you all were spending |
| they were spending |
|
| I had spent |
| you had spent |
| he/she/it had spent |
| we had spent |
| you all had spent |
| they had spent |
|
| I had been spending |
| you had been spending |
| he/she/it had been spending |
| we had been spending |
| you all had been spending |
| they had been spending |
|
| Future |
| I will spend |
| you will spend |
| he/she/it will spend |
| we will spend |
| you all will spend |
| they will spend |
|
| I will be spending |
| you will be spending |
| he/she/it will be spending |
| we are spending |
| you all will be spending |
| they will be spending |
|
| I will have spent |
| you will have spent |
| he/she/it will have spent |
| we will have spent |
| you all will have spent |
| they will have spent |
|
| I will have been spending |
| you will have been spending |
| he/she/it will have been spending |
| we will have been spending |
| you all will have been spending |
| they will have been spending |
|
