| Simple | Progressive | Perfect | Progressive |
| Present |
| I underwrite |
| you underwrite |
| he/she/it underwrites |
| we underwrite |
| you all underwrite |
| they underwrite |
|
| I am underwriting |
| you are underwriting |
| he/she/it is underwriting |
| we are underwriting |
| you all are underwriting |
| they are underwriting |
|
| I have underwrited |
| you have underwrited |
| he/she/it has underwrited |
| we have underwrited |
| you all have underwrited |
| they have underwrited |
|
| I have been underwriting |
| you have been underwriting |
| he/she/it has been underwriting |
| we have been underwriting |
| you all have been underwriting |
| they have been underwriting |
|
| Past |
| I underwrited |
| you underwrited |
| he/she/it underwrited |
| we underwrited |
| you all underwrited |
| they underwrited |
|
| I was underwriting |
| you were underwriting |
| he/she/it was underwriting |
| we were underwriting |
| you all were underwriting |
| they were underwriting |
|
| I had underwrited |
| you had underwrited |
| he/she/it had underwrited |
| we had underwrited |
| you all had underwrited |
| they had underwrited |
|
| I had been underwriting |
| you had been underwriting |
| he/she/it had been underwriting |
| we had been underwriting |
| you all had been underwriting |
| they had been underwriting |
|
| Future |
| I will underwrite |
| you will underwrite |
| he/she/it will underwrite |
| we will underwrite |
| you all will underwrite |
| they will underwrite |
|
| I will be underwriting |
| you will be underwriting |
| he/she/it will be underwriting |
| we are underwriting |
| you all will be underwriting |
| they will be underwriting |
|
| I will have underwrited |
| you will have underwrited |
| he/she/it will have underwrited |
| we will have underwrited |
| you all will have underwrited |
| they will have underwrited |
|
| I will have been underwriting |
| you will have been underwriting |
| he/she/it will have been underwriting |
| we will have been underwriting |
| you all will have been underwriting |
| they will have been underwriting |
|
